The Best Lead, The Rest Follow
by Tom J. Kennedy

During the past twenty-two years I have attended numerous business opportunity seminars and leadership training sessions hosted by leaders in the SDI (Self Directed Incomes) industry - formerly known as network marketing or multi-level marketing. I have observed different leadership styles and a wide range of public speaking skills and I have learned much new information and  knowledge. Though I find the leadership and public speaking skills of SDI leaders to be of a high quality I am somewhat dismayed to learn that not one SDI leader to date has addressed the big lie of "USURY." My self-imposed process of re-education and my real-life experiences during the past 52 years has lead me to become fully aware of the USURY problem and the obvious "Usury-free" solution.

Many SDI leaders correctly identify the "scarcity mentality" which imposes fear in the people. However, they do not address the cause of this "scarcity mentality" even though many have considerable training in business and educational psychology. They just seek to motivate people to make money and acquire as much material wealth as quickly as possible. I assume that neither their respective levels of formal education nor their real-life experiences have taught them that USURY is the real cause of this "scarcity mentality" which is so common among 99.9% of the masses. Instead, they seem satisfied playing the numbers game and seeking to sponsor and network with "winners'. Even with the so-called winners they choose to build their networks the attrition rate in the SDI industry remains on average well above 80% annually.

I have come to the conclusion that many SDI leaders who believe in the potential and power of the SDI industry have no idea how USURY limits personal growth and restricts the expansion of the industry. Being an insider in the SDI industry for 19 years I can also assure you from personal experience that there are many knowledgeable persons within the hierarchy of the various SDI opportunities who craftily design the infrastructures of their respective networks for selfish financial gain within the USURY system of economics though they give an impression of pretending to be helpful to their fellow citizens.

Many crafty leaders in the SDI industry impose unique brainwashing techniques on their SDI networks that are not unlike the sometimes subtle and other times sophisticated persuasion programming that is imposed on the masses everyday by the media masters. In both cases those in a leadership capacity manipulate their victims unknowingly. Most SDI recruits experience an initial awakening to some new knowledge at the time of their conversion and before long they conform to a mediocrity that is acceptable to their SDI leadership or as the expression goes they will be "flushed."

Others eventually jump from one SDI opportunity to another while still others quickly retire from the SDI industry. A few have the wisdom to research and understand the power and potential of this budding SDI industry and how it can be a tool to usher in a new age of abundance and prosperity. They slowly build a permanent earnings portfolio whereby they purchase products and/or services from two or more quality SDI suppliers for their personal use while sharing the SDI concept with others but without being aggressive.

Many SDI leaders explain that "poor people can't help poor people." Many SDI leaders brag of personal examples whereby they give significant contributions to people in need but they forget to explain they are unlike the 99.9% of the masses. Just as I can give numerous personal examples of well-to-do parents preferring to selfishly earn nickels and dimes of USURY on their life savings while their sons and daughters suffer the yoke of USURY by paying hundreds of thousands of dollars to the banking institutions for mortgages, personal loans, car loans, credit card debt or otherwise, so do many SDI leaders exploit the new recruits in the SDI industry who are likely mired in financial bondage.

If the truth is to be exposed then I invite you to equate the "scarcity mentality" with a sociological principle which can be identified as the "USURY mentality". It is this deeply rooted "USURY mentality" that is the real reason why 99% of the masses will not reach out to help one another - family and loved ones or otherwise. This "USURY mentality" evolves from the falsehood that banks lend depositor's savings as loans. The simple "truth" is that banks do NOT lend depositor's money as loans. Instead, banks create new money every time a loan is issued. Banks create the principal but not the USURY (interest) and this design flaw fosters the "USURY mentality" that breeds selfishness - and not 1% of the public is aware of this.

The effects of the "USURY mentality" can best be described by drawing an analogy between the scarcity of chairs in the popular child's game of musical chairs and the scarcity of money in the real-life and grossly misunderstood game of financial chairs. In the game of musical chairs where there are ten children and only nine chairs no child will take the time or effort to help a weaker or more ignorant child to secure a chair. The children are fully aware of the built-in scarcity of chairs and the "scarcity mentality" dictates that one child cannot help another child, but rather each child must devout all of his/her resources and energy to finding his/her own chair. However, if there are ten children and ten chairs in the game any child will be motivated to reach out and help another child since all children are guaranteed a chair.

Similarly, in the real-life game of financial chairs the devious design flaw of USURY dictates that where there are ten financial players in the banker's lending game there are only nine financial chairs - always ensuring that the ruthless and brutal banking elite will claim the collateral of the players who are systematically and purposely knocked out of the financial game one at a time when they cannot come up with the USURY payments.

Proof positive that any USURY contract is impossible to fulfill can be determined from this simple example: "When a banker creates $100 as a new loan and lends it to you at 10% USURY (interest) and you agree to repay $110 you have agreed to the impossible since the USURY (interest) is never created. As with the children, all adults who are players in the banker's lending game have absolutely no motivation to help a weaker or more ignorant player for fear that they might lose their financial chair.

In fact, it is common for one adult player in the financial game or real-life to actually cheer quietly (sometimes loudly) when another adult with a similar business declares bankruptcy for he/she knows that he/she now has a better chance of temporary financial survival. The LETSystem which operates like a "USURY-FREE" bank provides real-life experiences in alternative finance whereby USURY is replaced by a simple service charge. Now, all players in real-life financial games learn co-operation as the "USURY mentality" becomes non-existent since the service charge is created by the friendly LETS banker and USURY is not exacted on the players.

In communities all around the world where the LETS is operating it is being observed that those finer qualities of living are returning to the community such as trust, love, caring, helping one another etc. What has happened during this 20th Century is that we have mistakenly and freely given our "trust" to the banking elite, the insurance barons and the politicians who have been ripping us off royally because of our total ignorance about game of USURY finance.

Hopefully, you are motivated to begin your self-imposed process of re-education about USURY so that you will begin to understand hoe the "USURY mentality" causes 99.9% of the masses to be compelled to act selfishly just to survive financially. It is no puzzle to me to fully understand why people are afraid to reach out to trust or to help other people.

Since many SDI leaders pride themselves in being different, I challenge every SDI leader to research, seek the "truth" and expose the "lies" about the USURY industry. Likewise, I challenge every SDI leader to research the illegality and unconstitutionality of the Income Tax Act. I recommend using the world wide web to begin your research of worthy economic alternatives. Many resources are available on the web and of course there is printed literature, video cassettes, audio cassettes, books etc. available from many sources.

I strongly encourage every SDI leader to pursue "truth" when "lies" are brought to your attention and then multiply and duplicate the "truth" to your worldwide networks. In summary, I have gained much value from the information and strategies which SDI leaders have shared with me over the years, however I am not at all comfortable with any information or strategy which ignores the big lie of USURY or advocates the ongoing extraction of USURY for personal gain.

I know all too well that while one person is hoarding profits from USURY many other people are suffering oppression because of USURY. I encourage everyone to earn a profit from investing time in one or more worthwhile SDI opportunities as part of an SDI Portfolio for the 21 Century. I also encourage every SDI leader to implement a LETS within their respective SDI networks to initiate people to the reality of "USURY-FREE" living locally and ultimately "Peace and Plenty By 2020" for everyone on planet earth.

                          "Truth lives a wretched life, but always survives a lie."
                                                               Anonymous