The Cyberclass
Network, P.O. Box 9333, Ottawa, Ontario K1G 3V1
Tel: 613.746.9702 Fax: 613.746.5387 Email: tom@cyberclass.net
May 28th, 2002
The Empowerism Executive Board and/or Advisory Board:
Janet Wilson, President & CEOWebsite: www.cyberclass.net/empowerismproposal.htm
Dear Executive Board & Advisory Board & Independent SDI Subscribers/Agents of Empowerism:
Let's consider creative ways of how we can work together to establish dual accounts a ("usury-bearing" credit card account) and a ("usuryfree" smart card account) within the infrastructure being set up by "Empowerism."
It is indeed a pleasure to be participating as an independent SDI (Self Directed Income) Subscriber/Agent in the initial marketing of the unique and optimal SDI opportunity offered by Empowerism.
I invite you (the President & CEO, the Executive Board & the Advisory Board) and (the Independent SDI Subscribers/Agents) of Empowerism to read and re-read this communication and then explore creative ways of how we could work together to integrate the innovative concept of dual accounts whereby in the future, "usuryfree," time currency using "smart card technology" could be exchanged in addition to "usury-bearing," federal dollars using "credit card technology" simply by integrating the "usuryfree" LETS (Local Employment Trading System) software within the infrastructure of Empowerism.
As a preamble to this communication let me direct you to The Cyberclass Network where you will find
various articles/lessons about
Economics, the LETS (Local Employment Trading System)
software and the SDI (Self
Directed Incomes) industry. Reviewing this background information will be
necessary to fully understand the proposal I am outlining herein. When you are ready to
pursue this proposal I can link you to the very best software creators and engineers
within the 'usuryfree' time currency movement to aid you in
the implementation of the concept.
I urge you to research the Federal Reserve System in the United States and the Bank
of Canada in Canada as well as the similarly mis-labelled banking system in
Australia, New Zealand and elsewhere to facilitate your understanding of why
"usuryfree," time currencies - delivered and managed by smart cards in
conjunction with personal electronic wallets - have the potential to be very
superior to "usury-bearing," federal dollars - delivered and managed by credit
cards, debit cards, cheques and cash. You are invited to begin your
"re-education" process at TCN's Economics Links Classroom.
I and others who work with me are creating new language for the marketing and
distribution industry of which Empowerism is a part. For example, you will need to be aware of the new
name which we have created for the network marketing, multi-level marketing, referral
marketing and/or affiliate marketing industry. It is the SDI (Self Directed Income)
industry and it includes every business opportunity wherein one becomes an entrepreneur
and works for himself/herself. In this communication, I will refer to this new method of
distribution as the SDI industry. More information at this URL: www.cyberclass.net/sdianalysis.htm
For 17 years I have been searching for a leading company in the SDI industry which will
consider adapting the LETS software to become an integral part of the SDI infrastructure.
Over the years, I have been forwarding proposals similar to this one to the CEO's,
Presidents, and Executive Boards of various SDI companies. I have sent this
proposal to Amway, one of the respected pioneers on the SDI industry and to
numerous other SDI companies and as of this date not one of them has grasped the
vision for how the details of this Proposal can be implemented to be of mutual
benefit to all participating parties. (Various SDI companies have explained that
this concept of "dual accounts" would be easier to implement with a young SDI company rather than one that has been
structured before the evolution of the most recent technologies.)
Now that you have launched the Empowerism mission to offer a new and innovative support structure with an unprecedented combination of benefits, to potential worldwide consumer networks you have caught my attention as a new and innovative SDI company. I have been talking with others about the progress and development of Empowerism to evaluate if this is a possible leading SDI company of the 21st Century and to ascertain if there was any possibility of exploring creative ways of working together to establish within its infrastructure, dual accounts - a ("usury-bearing" ATM card account) and a ("usuryfree" smart card account) for each participating member. We have evaluated Empowerism to be a potential leader to help facilitate the building of what could become the largest database that the world has ever known.
Having assessed Empowerism as an honourable and worthy SDI Corporate entity which has the potential of supplying products and/or services to worldwide consumer networks I have decided to invite the President & CEO and the Executive & Advisory Board Members and the Independent SDI Subscribers/Agents to review of the details of this proposal with the hopes that together (you and we) can search for innovative ways to launch a pilot project which could offer the dual accounts (as explained in this Proposal) to those Independent SDI Subscribers/Agents of Empowerism who are ready and willing to pursue such an option.
When Empowerism makes a decision to service its consumer networks by setting up a dual
accounting system modelled after the LETSystem, Empowerism Independent SDI
Subscribers/Agents will recruit other free enterprisers with ease and these new
recruits will remain as a part of the Empowerism community rather than dropping out as has been the case with so many
companies in the short history of the SDI industry.
I predict that unprecedented worldwide growth can be initiated and sustained by the SDI
company which facilitates a LETS "barter and trading" community to grow and
develop within the its infrastructure and by making selected products and/or services
available to its Independent Subscribers/Agents.
Empowerism has the potential and possibility of implementing a dual accounting system - the LETSystem of "usuryfree," time currency, managed by the use of smart cards and the "usury-bearing," orthodox, economic system of federal dollars managed by ATM cards. Each Empowerism Independent SDI Subscriber/Agent can expect remuneration from the Empowersim Corporation not only in "usury-bearing," federal dollars (which are often in artificially short supply) on one side of their respective "plastic smart card" - but also in partial "usuryfree," time currency on another side of their respective "plastic smart card" - which can be used to buy goods and/or services (which are rarely in short supply) and which will be available from other Empowerism Independent Subscribers/Agents listed as members on the LETS software database. (Two separate plastic cards may be needed in the initial stages.)
More details at this URL: www.cyberclass.net/letsbuild.htm and read about what is happening in Yamato, Japan at this URL: www.cyberclass.net/yamato.htm and of course, Argentina is now leading the way for the whole world: www.cyberclass.net/argentina.htm
All Independent SDI Subscribers/Agents with a LETSystem account would
have the marketing edge over other companies in the SDI industry and the
non-connected, orthodox retail stores. Of course, when Empowerism becomes the first SDI company to create a LETSystem
within its infrastructure Empowerism will have a definite head start in serving
people's preferences and others will beat a path to Empowerism's door to ask:
"What is Empowerism doing and how is Empowerism doing it?"
In any local community, the first Empowerism Independent SDI Subscriber/Agent with knowledge of the
"usury-free" LETSystem technology would have the first opportunity to pitch all
local free enterprisers. Whole new markets will be opened up by the first SDI company
which adopts the LETSystem technology and invites other free enterprisers to
connect with them. For example, Empowerism Independent SDI Subscribers/Agents could be offered the option of
accepting a higher percentage of their profits in the "usury-free"
community currency (which could be called "ufoh's" - usury free
optional hours - or whatever) if they were assured that
Empowerism and any companies which might merge and/or co-operate with Empowerism would accept a percentage of payment for products and/or services with this same
"usuryfree" time currency when they make their purchases.
To facilitate the process of adopting the LETSystem as an attractive component of the Empowerism marketing infrastructure, a concerted effort could be made to publish a special Internet Directory and/or Catalogue so that Empowerism Independent SDI Subscribers/Agents (and associated employees) could easily spend this "usuryfree," time currency for their consumable goods and/or services either through catalogue and/or internet services and and also within their respective local communities.
Here are two examples of internet databases currently being set up:
www.zzave.com &
www.om.ca/biz/index.htm
I suggest that the Empowerism Directory be set up so that these and similar
databases which are currently being built can be invited to join thereby
creating the largest database that the world has ever known
Empowerism and/or any retailers working in co-operation with Empowerism could accept payment for products and/or services via their "plastic smart card" in partial "usuryfree," time currency and via their "plastic credit card" in partial "usury-bearing" federal dollars - the ratio to be determined. Empowerism could also set up dual accounts (using one plastic card) for each Empowersim Independent SDI Subscriber/Agent - a "usury-bearing" federal dollar (ATM card) account and a "usuryfree" time currency (smart card) account - and arrange to pay out any commissions directly into their respective plastic card accounts in the same ratio as determined for the payment of products and/or services.
Assuming that Empowerism continues to accept "usury-bearing" credit cards - whereby the
banks take 3% to 5% on each transaction - why not implement this already proven alternate
economic system (the LETSystem) whose perfect software is programmed to exchange
"usuryfree" time currency by using smart cards - whereby the banks do not
extract 3% to 5% on each transaction. I believe that this alternate
"usuryfree," time currency will quickly become more popular than our
orthodox, "usury-bearing," federal dollars. The integrity of the
"usuryfree," time currency is appreciated as there is zero
"usury" thieved by the bankers and the technology is already in place to
facilitate trading this "usuryfree," time currency on the internet.
Sample
transactions of a "usury-free," time currency account can be viewed at this URL:
www.cyberclass.net/jonny/lets.htm
Of course, there are other efficient methods of keeping track of transactions
such as the software as created by Richard Moore:
www.quaylargo.com/cybercredits
The Ottawa
entrepreneurs who own
www.look.com have offered to work with any
company who is willing to help launch this online 'usuryfree' time currency
database where traders can list their 'offers' and 'wants' and eventually trade
online. In fact. at www.look.com you can now search the world for local LETSystems.
Simply go to
www.look.com/lets/index.asp and follow the instructions.
There are additional, attractive considerations to consider. Read more details about why more and more people are choosing the shop-at-home at this URL: www.cyberclass.net/shopathome.htm Conventional, LETSystem users support redirecting shopping habits from the giant retail stores to local businesses of which home-based and SDI enterprises are a significant part. Empowerism could network with supportive small to medium-sized companies and set up a series of internet malls in virtual communities to encourage its members to redirect their shopping habits to these local internet malls and/or to those small to medium-sized retail stores in their respective, local communities which are willing to accept partial "usury-free," community currency for any purchase.
There is a powerful, political angle possible when large numbers of people are buying and selling with a "usury-free" time currency. Consider this - Empowerism and any Independent SDI Subscriber/Agent which accepts a percentage of sales in "usuryfree," time currency are invited to demand to pay the same percentage of taxes (federal, provincial and/or municipal) with their "usuryfree," time currency. This will not be a problem since any level of government in any country can redirect a portion of its ongoing purchasing to the participating business members of the respective, local communities. To demonstrate how easy it is, The UsuryFree Network has opened accounts for the municipal government of Ottawa, the provincial government of Ontario and the federal government of Canada at their virtual home at this URL: www.communityzero.com/usuryfree Click on 'Shared Lists' on the left side of the front page and review the listings for the 'time traders' within the UsuryFree Network and you will find the government listings.
A most brilliant solution has already been suggested. Any community can
simply set up LETS accounts for the various levels of government and invite the
politicians/bureaucrats to spend the "usuryfree," time currency which is being
deposited in their respective LETS accounts by participating Empowerism members as payment for any taxes that
they judge to be due and payable.
The other significant detail to carefully consider is that the LETS software is
fully capable of introducing self-insurance to any large database such as the
expanding database of Empowerism Independent SDI Subscribers/Agents and their retail customers. This means that
participating consumers will no longer have to pay insurance up front and hope they don't
have to make a claim. Instead, they will pay only after the accident or fire has occurred.
When one member on the database has a car accident a very small amount of
"usuryfree" time currency will be deducted from each member's time currency
account to pay for the accident and no more will be deducted until the next accident. This
spells the end for insurance fraud and abuses which are now so prevalent in the insurance
industry.
Historically, the SDI industry has a 90% attrition rate in any given twelve month period. For example, as of 1991 there were 10 million ex-Amway distributors worldwide. Add on the hundreds of other companies which have left multiple millions of ex-MLMers jaded and you begin to see that this rate of high attrition must be addressed by any creative SDI company which seeks to lead the way into the 21st Century as the SDI industry gains widespread acceptance and respectability. Will Empowerism be the SDI company which will lead the way to halt the high rate of attrition so common to the industry by integrating "barter" with a "usuryfree" time currency as a worthy community element to enhance its information, technology and distribution assets?
Offering Empowerism Independent SDI Subscribers/Agents LETSystem connections to the widest possible local and global markets will surely solve the challenge of attrition not only for Empowerism but for the entire SDI industry. Having access to products and/or services for barter in a growing LETSystem database will definitely keep Empowerism Independent SDI Subscribers/Agents active in the Empowerism business which will foster growth for the SDI industry. Keep in mind that each Empowerism Independent SDI Subscriber/Agent has a family and each person in that family has other skills, talents, products and/or services which can also be listed for trade on the LETS database. The larger the LETSystem database operated by Empowerism, the more opportunity there is for the participants to trade.
Any Empowerism SDI Subscribers/Agents who aspire to become SDI leaders will readily agree to accept a portion of any sale in partial "usuryfree," time currency and will thereby be given a distinct, competitive advantage in their respective networking community because they will eventually be able to offer to accept even less "usury-bearing," federal dollars and more "usuryfree," time currency for each product and/or service traded.
Any corporation in the SDI industry can easily pay a portion of "usuryfree," time currency to employees as wages and Independent Consultants as commissions and both groups will spend the "usuryfree," time currency with other Empowerism Independent SDI Subscribers/Agents on the LETSystem database which will continue to grow and expand (on the Internet) as the concept of "usuryfree" living becomes a reality in the 21st Century.
When free enterprisers in the respective local communities learn that Empowerism Independent SDI Subscribers/Agents have lots of "usuryfree," time currency to spend, they will be motivated to join as a Empowerism Independent SDI Subscriber/Agent to have direct access to the envied "usuryfree." LETSystem technology.
In the 21st Century, "usury-free," time currency IOU's will become even more popular than the LETSystem's current computer accounting system as "usury-free," time currency IOU's have the same flexibility as "usury-bearing" federal dollars. Empowerism Independent SDI Subscribers/Agents and the 'home office' are invited to accept the popular coupons in the respective local communities for small change when engaging in transactions as these local coupons are already a valued currency.
Paper notes for this "usuryfree," time currency can also be created in
various denominations by Empowerism. Experience has shown that "time currency,"
paper notes facilitate trading. The best working example of paper notes being used is in
Ithaca, New York where they have been trading a "usuryfree" time currency in the
form of paper notes
called Ithaca Hours
since 1991. The UsuryFree Network has set up an internet "time currency" trading
account at this URL:
http://quaylargo.com/cybercredits
There are various choices of "usury-free," LETS software to examine:
L.E.T.S. Software Distributors:
LETS: Michael
Linton, Canada
LETSAssist: gwd@chariot.net.au
LOIS: Jerry Vahrman, UK, LETS Office Integration Software:
QLETS: Chris Hohner, Canada: cheesemelt@yahoo.com
SEL French Software: winsmith@postnet.com
AUSCHRING
German Software for
Windows and Mac
TIMEDOLLARS:
Edgar Cahn, United
States
The resources and technology are now ready for an SDI company to introduce a LETSystem to its participating database. Will Empowerism be first? (History shows that "first" is better than "best.") As you research further on this unique and powerful concept be sure to review all of the information at the Economics Room at The Cyberclass Network - and follow all of the links in the Barter/LETS Lessons to help you fully understand the overall power of buying and selling with a "usury-free" currency and the uniqueness of the LETSystem as the perfect model of a "usury-free" banking system.
Also study the SDI Lessons at The Cyberclass Network to better understand how Empowerism can quickly become a leading company in the SDI industry and maximize its growth curve by making barter an integral component of its SDI infrastructure. Should you be interested in further communication with Michael Linton (Comox Valley, British Columbia, Canada) - the creator of the initial LETS software and/or John C. 'The Engineer' Turmel (Ottawa, Ontario, Canada) - the banking systems engineer who financed the initial development of the LETS software and who has kindled the global vision of using the LETS software to facilitate the ushering of a new age of "usuryfree" banking for every citizen living on planet earth, I can help facilitate such communication at your request.
In any case, I await feedback on this communication from (the President & CEO, the Executive Board & the Advisory Board) and (the Independent SDI Subscribers/Agents) of Empowerism as well as the Potential SDI Consultants/Agents who are really the Court of Public Review. If there is serious interest in integrating the LETSystem technology with Empowersim and thereby introducing it to the SDI industry and significantly advancing the reality of "usury-free" living for the people living on planet earth, then LET'S commence the mission. After all, LETS is a "usury-free," economic alternative for the people of the world and in the best of all possible networks the people do come first, don't they?
Working with you for "peace and plenty" by 2020
I AM
Thomas-Joseph: Kennedy (natural man of commoner status) otherwise known as
"Tommy-Usury: Free"
Email: tom@cyberclass.net
Websites: www.cyberclass.net
& www.cyberclass.net/nousury.htm
&
www.communityzero.com/usuryfree
Note: Please forward this proposal to other Empowerism Independent
SDI Subscribers/Agents and invite their review, criticism and feedback.
PS: Perhaps Mayor Bob Chiarelli, (Ottawa, Ontario, Canada) or some
other Mayor elsewhere would welcome an opportunity to co-sponsor a pilot project
with Empowerism in a local community. Read the proposal which I have sent to
Mayor Bob Chiarelli:
www.cyberclass.net/chiarelli.htm
Recommended reading at The Cyberclass Network:
I will summarize some of the most informative URL's from The Cyberclass Network that
relate to
understanding why and how I have created the vision for the twinning of LETS and SDI ....
What Is The SDI Industry?: www.cyberclass.net/sdihallmarks.htm
Analysis, Projections, Observations & Proposals For The SDI Industry: www.cyberclass.net/sdianalysis.htm
The SDI and Barter/Trading Industries Are Positioned To Lead As Online
Shopping Becomes Mainstream:
www.cyberclass.net/positioned.htm
SDI Lessons: www.cyberclass.net/sdilessons.htm
Barter/LETS Lessons: www.cyberclass.net/bartable.htm
The UsuryFree Time Currency Cyberclassroom:
www.cyberclass.net/ufoh.htm
Letter To Jean Chretien: www.cyberclass.net/nousury01.htm
Proposal to Mayor Bob Chiarelli: www.cyberclass.net/chiarelli.htm
Abolish Interest Rates Lessons: www.cyberclass.net/airtable.htm
Untax/Detax/Refusetax Lessons: www.cyberclass.net/untax.htm
John Turmel's website: www.cyberclass.net/turmel